Down Payments Explained

A down payment is the amount of cash a home buyer puts toward the price of a new home. It accomplishes a few things; first, it reduces the amount of money you need to borrow and it reduces the risk the lender takes in loaning the money. By reducing the risk, the...
Preparing Your Home For The Colder Months

Preparing Your Home For The Colder Months

Now that the warm summer months are behind us, it’s time to prepare for winter. Regardless of whether you expect to see sub-zero temperatures this season or you live in one of the warmer climates, preparing your home for colder weather can save you money and hassle...