by admin | Dec 26, 2020 | Uncategorized
Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments....
by admin | Dec 18, 2020 | Uncategorized
If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy – determining where to begin is much harder. The accumulation of...
by admin | Dec 10, 2020 | Uncategorized
Saving for a down payment in preparation for buying a new home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers...
by admin | Nov 28, 2020 | Uncategorized
Nothing is more stressful than shopping for a mortgage and realizing your credit score isn’t what you expected. Worse still is finding that your identity has been stolen and there are fraudulent accounts or activity on your report. Recovering from identity theft can...
by admin | Nov 13, 2020 | Uncategorized
Most of the country is experiencing a very tight real estate market. Inventory levels are historically low, perhaps owing to the concern of strangers traipsing through the home during this time. Additionally, because most people are staying home, they have been able...
by admin | Nov 6, 2020 | Uncategorized
Sleek, white kitchens are one of the most popular trends in interior design. Bright and cheery white tiles, sinks, cabinets, and even appliances are replacing the dark and heavy wood and granite of the past couple of decades. White or off-white makes kitchen spaces...
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