6 Factors That Could Damage Your Credit Score

6 Factors That Could Damage Your Credit Score

Having good credit is essential for a number of aspects of your life, ranging from the interest rate on a car loan or credit card to background checks for employment. Poor credit can be incredibly expensive, costing you thousands of dollars in higher interest rates...
Seller Concession Limits

Seller Concession Limits

The real estate market is shifting. In some areas of the country, it has flipped to a strong buyer’s market. Sellers challenged by this change are looking for creative ways to attract buyers. In addition, buyers suddenly in the driver’s seat are asking for more...
Ceiling Design Ideas That Add Impact

Ceiling Design Ideas That Add Impact

For most people, the only effort they place into the ceiling design is removing the old popcorn treatment. While this is certainly an important first step, there are many ways to use the ceiling to add interest and impact to any room. Considered the “fifth wall” by...
What Does “Clear to Close” Mean?

What Does “Clear to Close” Mean?

One of the best things a homebuyer can hear is, “we have ‘clear to close.’” It’s one of the biggest milestones in the mortgage lending process and means the underwriter has cleared the application to move forward to document signing and close of escrow. While a...